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General Disclaimer: All review sites can be biased and manipulated by competitors. For example, many postings on Ripoff Report, Yelp, Complaints Board, and other sites may have been written by competitors or PR firms acting on behalf of one company or another. As a result, it takes more research to find out if a company is good or bad. BBB ratings are also tough to decipher, since companies with hundreds of complaints will have an A+ ratings, but similar sized companies with a handful of issues will get an F rating. A better guide than the number of complaints would be a reading of how the complaints were resolved. Finally, the biggest processors will usually get the most complaints, and in more than a few of those complaints the issue will involve improprieties on behalf of the merchant that got accounts pulled by parties like Visa and MasterCard, so the processor had not actual hand in the complaint.
Problems & Ripoff

Flagship Merchant Services Reviews and Complaints

Flagship advertises on its site that it has over 100,000 satisfied customers, free Authorize.net setup, and the guaranteed lowest rates. Also they adverise a free credit card reader, and no contracts or cancellation fees. The company was founded in 2001 and advertises one of the highest approval rates in the credit card processing industry.

Applause and Problems

Flagship Merchant Services is prominent on many "top" review sites. They offer a free RoamPay card reader, merchant account setup, reprogramming, and online reporting as of the time of this writing. Additionally they feature POS software and 24/7 support, as well as a merchant referral program.